Description: Mortality improvement rates for AG38 for 2017.

Description: This study was undertaken to review pooled companies’ mortality experience on cases reported to the Medical Information Bureau, MIB, with findings suggesting an increased probability of ethanol related complications or hepatic dysfunction. The study examines the mortality associated with evidence of excessive alcohol use, an adverse driving record or abnormalities of the liver function tests.

Description: This report compares and contrasts methodologies for allocating U.S. historical gender-specific mortality improvement experience into four components.

Description: U.S. population mortality rates by gender and single year of age for calendar years 2000-2014. To develop these rates, the SOA relied upon data furnished by the Centers for Disesase Control and Prevention, Centers for Medicare and Medicaid Services, and the Social Security Administration.

Description: This is an excel spreadsheet showing mortality data from all companies ILEC 2005–07 supporting files and additional information by age band. Please see the SOA website experience studies for the full report and other related tables.

Description: The Canadian Institute of Actuaries (CIA) and Society of Actuaries (SOA) engaged RGA Reinsurance Company (RGA) to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the “shock lapse” at the end of the level premium period. This project is similar to the SOA-sponsored research completed by RGA in 2014 for USA business.

Description: A recommendation for a set of improvement factors that vary by gender and attained age to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table for AG-38 purposes.

Description: This report examines historical U.S. motor vehicle accident mortality experience by age, gender, region, and other factors.

Description: Based on work performed by Bob Howard, a former member of RPEC, the SOA developed a spreadsheet-based program that allows users to create a customized mortality improvement scale using the RPEC_2014 model. The RPEC_O2_v2018 model found here utilizes the same projection methodology underpinning the RPEC_2014 model except that the historical rates have been developed using “order-2” Whittaker-Henderson graduation rather than “order-3”.

Description: The primary focus of this study was a comprehensive review of recent mortality experience of public retirement plans in the United States.